PRIVACY POLICY 

PRIVACY POLICY

Low Cost Health Cover is a platform created by Andrea Caknis, a healthcare editor.

• THE GENERAL PRINCIPLES OF OUR PRIVACY POLICY

1. 1. This Privacy Policy pertains to the collection of your Personal Information when you access the Website and utilise our services. 
   2. Low Cost Health Cover respects your privacy and your Personal Information and for this reason, we take care in protecting your Personal Information and keeping it confidential. 
   3. We will protect your Personal Information in the following manner: 
      1. Low Cost Health Cover will only disclose, collate and process (“use”) your Personal Information disclosed through the Website (you electing to access and utilise the Website will constitute consent).
      2. Low Cost Health Cover will not use your Personal Information for any other purpose outside the scope of services Better Health Cover provides as well as same being utilised by us and our partnered third- party service providers for marketing purposes. 

• INFORMATION WE COLLECT
  In the course of business, it is necessary for us to collect Personal Information. This information allows us to identify who an individual is for the purposes of our business, share Personal Information when asked, contact the individual in the ordinary course of business and transact with the individual. Without limitation, the type of information we may collect is: 

1. 1. Personal Information. We may collect personal details such as an individual’s name, location, date of birth, nationality, family details and other information defined as “Personal Information” in the Protection of Personal Information Act 4 of 2013 that allows us to identify who the individual is;
   2. Contact Information. We may collect information such as an individual’s electronic mail address, telephone and fax number, third-party usernames, residential, business and postal address and other information that allows us to contact the individual;
   3. Statistical Information. We may collect information about an individual’s online and offline preferences, habits, movements, trends, decisions, associations, memberships, finances, purchases and other information for statistical purposes; and
   4. Information a user sends us. We may collect any personal correspondence that an individual sends us, or that is sent to us by others about the individual’s activities.
   5. We may collect other Personal Information about an individual, which we will maintain in accordance with this Privacy Policy. 
   6. We may also collect non-Personal Information about an individual such as information regarding their computer, network and browser (such as ‘Cookies’ and your IP address). Where non-Personal Information is collected the POPI shall not apply. 

• TERMS

1. 1. Using our Website is your choice and is done so entirely at your own risk; 
   2. We will not collect, process, store or share your Personal Information or give your Personal Information to anyone else (a third party), without your permission, unless we are legally required to do so, excluding the third-party service providers partnered with us; 
   3. We will only request, collect, process or store your Personal Information if it’s lawful for us to do so; 
   4. We will keep a record of your Personal Information only for the purpose for which it is intended;
   5. We will make every effort to make sure that your Personal Information is kept confidential and secure, by storing it on our secure database making sure we abide by any legislation or regulation relating to how we store your Personal Information; 
   6. We keep all recorded financial information strictly confidential and will destroy same upon your written request; 
   7. We take reasonable and necessary precautions to secure your transactions on our Website but can in no way guarantee the confidentiality of your transactions; 
   8. We will not be held legally responsible for any Personal Information that you reveal to someone else (a third party), that has a link/partnership on our Website. It is important that you refer to that third party’s Privacy Policy before you reveal any of your Personal Information to us or them; 
   9. Your information provided may be utilised by us and our partnered third-party service providers for marketing purposes;
   10. This Privacy Policy may be updated from time to time without any notice to you. Please ensure that you read our Privacy Policy each time you access the Website. 

1. THE PROTECTION OF PERSONAL INFORMATION ACT 4 OF 2013 (“POPI”)
   1. In terms of POPI, a “Responsible Party” (in this case being Better Health Cover) has a legal duty to process a “Data Subject’s” Personal Information (in this case being your Personal Information and related details) in a lawful, legitimate and responsible manner. In order to discharge this duty, Better Health Cover requires your express and informed permission to process your Personal Information;
   2.  In terms of S11 (3) of the POPI, you have the right to object in the prescribed manner to which we process your Personal Information. On receipt of your objection, we will place a hold on any further processing until the cause of the objection has been resolved; 
   3. POPI requires that all your Personal Information and related details supplied, are complete, accurate and up to date. Whilst we will always use our best endeavours to ensure that your Personal Information is reliable, it will be your responsibility to advise us of any changes to your Personal Information, as and when these may occur. 
   4. You confirm that you consent for us to share your personal information with third parties and for those third parties to contact you as envisaged in Section 69(1) of POPI. 

CONTACT US
If you have any questions, concerns, or requests regarding this Policy or our privacy practices, please contact us using the following form.